Mortgages

The Latest

What to know about mortgage interest rates before you buy a home

Mortgage interest rates can make or break your ability to buy your dream home.

Home equity loans vs. HELOCs: Read this before you refinance

Home equity loans and HELOCs can help you tap into your home’s equity.

How to get a no-down-payment mortgage

No-down-payment mortgages help you buy a home without paying any of the purchase price upfront. But you have to meet strict eligibility requirements to qualify.

FHA loan limits in 2023: What to know before you borrow

FHA loan limits vary depending on where you live, and are subject to change on an annual basis.

What is a conventional mortgage loan?

A conventional loan is any mortgage that isn’t backed by a government agency.

How to get a mortgage: 10 steps to homeownership

Follow these steps to get approved for a mortgage and buy your next home.

FHA loan down payment requirements

An FHA loan is a good option for borrowers with less-than-stellar credit and a small down payment.

FHA loan requirements: Important guidelines to keep in mind

FHA loans offer lenient eligibility requirements, including a low down payment and a low minimum credit score.

What to know about mobile home financing

You have several options, but first consider the eligibility and credit score requirements of each.

Today’s best mortgage deal? 10- and 15-year terms | June 23, 2023

With mortgage rates beginning to climb after several days of stable rates, borrowers should act fast to lock in their preferred rate ahead of likely future increases.

How much down payment do you need to buy a house?

The more money you can put down on a house, the smaller your monthly mortgage payment will be.

How to get the best home equity loan rates

Boosting your credit and lowering your debt-to-income ratio are a couple of ways to get better rates.

Today's lowest mortgage rate? 10-year terms | June 28, 2023

Borrowers who would like to take advantage of maximized interest savings should consider a shorter term, as they have today’s lowest rates.

What credit score do you need to buy a house?

You’ll get the best rates with a credit score in the mid-700s or above, but there are mortgage options for credit scores as low as 500.

Mortgage rates rise today, but 10-year terms stay low | June 27, 2023

Borrowers can still obtain maximized interest savings amid today’s surging rates with 10-year terms.

Today’s best mortgage deal? 10-year terms at 5.625% | June 26, 2023

Borrowers still have time to lock in their preferred rates from last week, as today’s steady mortgage purchase rates have kept their interest savings window open.

Today’s mortgage rates largely remain unchanged | June 22, 2023

Due to today’s mostly stable terms, borrowers have another opportunity to to lock in their preferred rate without losing out on interest savings.

Today’s lowest mortgage rate? 10-year terms at 5.625% | June 21, 2023

Borrowers have the opportunity to lock in their preferred rates from yesterday without losing out on any savings due to today’s steady and falling rates.

What are mortgage refinance closing costs?

Refinancing your home loan comes with certain closing costs, such as underwriting, tax service, origination, and government recording fees.

The ultimate guide to buying a house

How to get pre-approved for a mortgage, hire a real estate agent, and make it to the closing table.