Refinance Student Loans

The Latest

Student loan refinance rates for August 14, 2023

Check out the latest trends in interest rates for student loan refinancing from the Credible marketplace, updated weekly.

Private student loans rates as of August 7, 2023

The latest private student loan interest rates from the Credible marketplace, updated weekly.

Should I refinance my student loans? Pros and cons

Refinancing your student loans can reduce your interest rate, but you'll need to consider other borrower benefits, too.

How to apply for student loan forgiveness

Student loan forgiveness can offer tremendous relief for borrowers, but there are specific requirements to meet to have your debt successfully forgiven.

How to get your student loans out of collections

When you don’t pay federal or private student loans, debtors will come to collect. You could see your wages garnished or face other consequences when you have student loans in...

Student loan refinance rates for July 31, 2023

Learn about 10-year fixed and 5-year variable student loan refinance rates for July 31, 2023, plus learn about requirements, how to choose a lender, and more!

Can you pay student loans with a credit card? 

While you can technically use a credit card to pay off student loans, the risks of this approach typically outweigh the benefits.

Best student loan refinance companies of November 2023

Want to refinance your student loans? Here are our top picks for student loan refinance companies.

How to refinance graduate student loans in 5 steps

Refinancing graduate student loans could make sense if you have private loans and can reduce your interest rate — but you'll need to shop around for lenders to see if...

How student loan amortization works

Student loan amortization refers to the process of paying your student loans back on a monthly basis over a set period.

Pay off student loans or invest? Scenarios to consider

In an ideal world, you could pay off your student loans and invest at the same time. If that’s not an option, see what factors to consider before deciding.

10-year student loan refinance rates fall as 5-year rates spike

Check out the latest trends in interest rates for student loan refinancing from the Credible marketplace, updated weekly.

5 strategies to lower your student loan payment

Lowering your student loan payment can make your debt more affordable now, but you may pay more in interest over the life of the loan.

How to start paying back student loans: 7 simple steps

You’re typically required to start repaying your loans six months after graduating or dropping below half-time enrollment.

Guide to student loan forgiveness for teachers

There are several options for student loan forgiveness for teachers, including a special program exclusively for educators that can eliminate up to $17,500 of federal loans.

How to pay off large student loans: 9 strategies

If you’re strategic about your repayment methods, you can save a significant amount on your student loans.

How to make the most of your student loan grace period 

Your student loan grace period gives you time to get your finances in order before you start making payments.

Paying off student loans faster: 9 savvy strategies

Paying off student loans is easier when you have a strategy in place. Here are nine methods to consider.

How to recertify income-based repayment

Failing to recertify your income and family size can lead to significant consequences for your student loans.

What’s a good debt-to-income ratio to refinance student loans?

Keeping your debt-to-income ratio low can make it easier to qualify for student loan refinancing.