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The days of cable are long gone, thanks to streaming services. These platforms allow you to choose what, when, and where you want to watch.
But with so many services available, subscribing to multiple platforms can be expensive. U.S. consumers spent an average of $54 each month on streaming services, or almost $650 each year, according to a recent survey by J.D. Power.
Your credit card may be able to help. Some cards offer cash back or points on streaming subscriptions, helping you offset the increasing costs.
While entertainment probably isn’t your biggest expense, paying attention to what card you use on these accounts can save you extra in the long run. The best credit cards for streaming services can help maximize your streaming experience.
Best credit cards for streaming services
- Blue Cash Preferred® Card from American Express: Best overall
- Prime Visa Card: Best for Amazon Prime members
- Capital One SavorOne Cash Rewards Credit Card: Best for cash back on entertainment
- Chase Sapphire Preferred® Card: Best for travel rewards while you stream
- Wells Fargo Active Cash® Card: Best flat-rate rewards card
Blue Cash Preferred Card from American Express: Best overall
The Blue Cash Preferred offers one of the highest rewards rates on streaming services, with 6% cash back on select U.S. streaming subscriptions. This card also comes with monthly statement credits on the Disney Bundle, which includes Disney+, Hulu, and ESPN+ (enrollment required and subject to auto renewal).
On top of this, cardholders can earn 6% cash back on up to $6,000 spent at U.S. supermarkets annually (then 1%). You’ll also earn 3% cash back at U.S. gas stations and 1% on all other purchases. This makes the Blue Cash Preferred a great card for earning rewards on everyday purchases.
This card has an introductory annual fee of $0 in the first year and costs $95 annually afterward. It often comes with a welcome bonus after spending a certain amount in the first few months of owning the card. See rates and fees.
Pros:
- Incredible cash back rewards on streaming subscriptions
- Monthly statement credit on Disney Bundle
- Elevated cash back rewards on groceries, gas, and transit
- Generous welcome bonus often available
Cons:
- $95 annual fee applies after the first year
- High APR if you carry a balance
- Good to excellent credit is required
Prime Visa: Best for Amazon Prime members
The Prime Visa card is a solid option for earning rewards on streaming services, especially if you’re an avid Amazon Prime user.
You can earn 5% unlimited cash back on all Amazon.com purchases. You can use your card to pay for your Prime membership, which includes Prime Video. Not only do you earn rewards while streaming TV and movies on Prime, but you also earn cash back on other Amazon purchases.
The Prime Visa also offers 2% unlimited cash back at restaurants, gas stations, and local transit and commuting, making it a versatile card for everyday expenses. You’ll earn 1% unlimited cash back on all other purchases.
If you’re an Amazon Prime member and enjoy streaming content through Prime Video, this card is an excellent choice to maximize your rewards and enhance your streaming experience. While this card doesn’t have an annual fee, you must be a Prime member to qualify, costing $14.99 per month or $139 per year.
Pros:
- High rewards rate for Amazon.com purchases
- No annual fee
- Flexible redemptions for rewards
Cons:
- Amazon Prime membership required
- Lower earning rate for other streaming services
- High APR if you carry a balance
- Good to excellent credit is required
Capital One SavorOne Cash Rewards Credit Card: Best for cash back on entertainment
The SavorOne Cash card is an excellent option for those who spend a lot on entertainment and dining.
Earn unlimited 3% cash back on dining, entertainment, and popular streaming services. Whether you’re binge-watching your favorite show or enjoying the latest movie, this card allows you to earn rewards on streaming.
The SavorOne card also offers 10% cash back on purchases made through Uber and UberEats (through Nov. 14, 2024), 8% cash back on Capital One Entertainment purchases, 5% cash back on hotels and rental cars booked through Capital One Travel, and 1% cash back on all other purchases.
This card has no annual fee, which is an added benefit. If you’re someone who enjoys staying in, ordering in, and streaming, the SavorOne card is a smart choice.
Pros:
- No annual fee
- Generous cash back rate for streaming subscriptions
- Easy-to-earn welcome offer
- Intro APR offer for purchases and balance transfers
Cons:
- Good to excellent credit is required
- High APR if you carry a balance
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Chase Sapphire Preferred Card: Best for earning travel rewards while you stream
The Chase Preferred Card is a perfect choice for earning travel points on streaming.
With this travel card, you can earn 3X points on select streaming services. This means every dollar spent on eligible streaming subscriptions will earn you triple the points.
You’ll also earn 5X points on travel booked through Chase Ultimate Rewards, 5X points on Lyft rides (through March 31, 2025), and 3X points on dining and groceries (excluding wholesale clubs like Target and Walmart). Earn 2X points on other travel and 1X points on all other purchases.
The Preferred card offers a generous sign-up bonus and the flexibility to redeem points for various travel options, including flights, hotels, and car rentals. While the primary focus of the card is travel, the inclusion of streaming services in the rewards program makes it a great option for earning rewards on your entertainment expenses.
Pros:
- Earns Chase Ultimate Rewards points
- Great rewards rate for travel, streaming services, and more
- Annual statement credit toward eligible hotel spending
- Receive 25% more value for rewards when redeeming for travel through Chase
Cons:
- $95 annual fee
- High APR if you carry a balance
- Good to excellent credit is required
Wells Fargo Active Cash Card: Best flat-rate rewards card
The Active Cash card offers a simple rewards program that can save you money on your streaming habits.
You can earn unlimited 2% cash rewards on purchases, including streaming subscriptions. Whether you’re subscribed to popular platforms like Netflix, Hulu, or Disney+, or exploring niche streaming services, every dollar you spend on these subscriptions will earn you 2% cash rewards. The simplicity of the rewards program eliminates the need to worry about rotating categories or spending limits.
The Active Cash card offers a competitive 0% intro APR on purchases and qualifying balance transfers, providing added financial flexibility. The Active Cash Card is a solid choice if you’re looking for a hassle-free way to earn rewards on your streaming services.
Pros:
- Straightforward rewards program
- No annual fee
- Intro APR offer for purchases and balance transfers
- Cell phone protection included
Cons:
- High APR after intro offer
- No bonus categories to maximize
- Good to excellent credit is required
The bottom line
The best credit cards for streaming services all offer impressive rewards for eligible streaming subscriptions and other purchases you make. Some may also give you an intro APR offer for purchases and balance transfers. Others come with premium benefits like boosted travel rewards and elevated cash back on essentials.
You’ll want to compare these rewards credit cards when deciding how to pay for streaming subscriptions and all your other bills. The right card for you will offer the most possible rewards and the best perks, but you may have to look to find it.
[Disclaimer]: *Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company
Opinions expressed are author’s alone, not those of any bank, credit card issuer, or other entity. This content has not been reviewed, approved, or otherwise endorsed by any of the entities included in the post.